Banking in Nigeria has now become a smoother process due to the massive restructuring of the industry in recent years. You no longer have to worry that you would put your money in a bank and return home living in constant fear, not knowing if your money will disappear.

Among all the popular banks in the country, Central Bank of Nigeria (CBN) is chief among them. The Central Bank is referred to as the Bank of Bankers. The CBN controls and monitors the activities of the other banks. It is a regulatory body too for these banks and other financial institutions in Nigeria.

Banks in Nigeria are of different types. Some of them are commercial banks with license for national operation.  There are others too that are approved by the CBN to operate commercial banking license with international authorization.

There are about 21 commercial banks in Nigeria. At a point there were up to 89 until the consolidation of the banking industry.

The Central bank of Nigeria (CBN) is highest monetary authourity in Nigeria. The CBN have an oversight over the banking industry in Nigeria. Over the years, the CBN has carried out many reforms, one of them being the recapitalization of the banking industry in 2005.

It is safe to bank in all the banks in Nigeria. The Nigeria Deposit Insurance Corporation (NDIC) was created in 1988 to protect depositors and guarantee payment of insured funds in the event of failure of insured institutions.

That means even if the banks collapsed, your money should be safe.

Important details you should know about your bank

There are important details that you should know about the banks in Nigeria, especially the one that you are banking with. These details will help make your life easier.

First, it is very important to know the name of your bank. I mean, where do you start from if you do not know the legal name of the bank that you are banking with? It is important and in this article we will help you.

You should also know the website of your bank. This will always come in handy. Because through the website of your bank, you can access internet banking, you can access forms and majority of the information that you may need to make your banking life easier.

Also the customer care number of your bank is very important. There are times things may go wrong and you need to speak with your bank. You may have enquiry to make, knowing your bank’s customer care will help you a lot.

Find the list of banks in Nigeria with their website and phone number below.

List of banks in Nigeria

Here are the list of banks in Nigeria and their details:

• Access Bank Plc: Is a Nigerian multinational commercial bank, owned by Access Bank Group. It is licensed by the Central Bank of Nigeria, the national banking regulator. This bank later bought or acquired Intercontinental Bank. Their headquarters is located at 999c, Danmole Street, Off Idejo Street, Off Adeola Odeku Street, Victoria Island, Lagos. They have a commercial banking license with international authorization.

Website:                                               accessbankplc.com

Phone number:                                   +23412802500

• Citibank Nigeria Limited: Is the consumer division of financial services multinational Citigroup. Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York. They have their headquarters at 27, Kofo Abayomi Street, Victoria Island, Lagos. They have commercial banking license with national authorization.

Website:                                             citigroup.com

Phone number:                                  +23412798400

• Diamond Bank Plc: Is a Nigerian multinational financial service provider. They are located at Plot 1261, Adeola Hopewell Street, Victoria Island, Lagos. They have commercial banking license with international authorization.

Website:                                             diamondbank.com

Phone number:                                  +23414489830

• Ecobank Nigeria Plc is a commercial bank in Nigeria. It is one of the commercial banks licensed by the Central Bank of Nigeria, the national banking regulator. They acquired Oceanic Bank at a point. Their head office is located at 21, Ahmadu Bello Way, Victoria Island, Lagos. They have a commercial banking license with national authorization

Website:                                             ecobank.com

Phone number:                                  +2347005000000

• Enterprise Bank Limited: It was formerly Spring Bank.

Website:                                             enterprisebanking.com

• Fidelity Bank Plc: is a commercial bank in Nigeria. It is licensed as a commercial bank, by the Central Bank of Nigeria, the central bank and national banking regulator. Their head office is located at 2, Kofo Abayomi Street, Victoria Island, Lagos. They have commercial banking license with international authorization.

Website:                                             fidelitybank.ng

Phone number:                                  +2349030005252

• First City Monument Bank Plc: is a full service banking group, headquartered in Lagos, with the vision ‘to be the premier financial services group of African origin’. The bank acquired Fine Bank at a point. Their head office is located at Primose Towers, 17a, Tinubu Street, Lagos. They have commercial banking license with international authorization.

Website:                                             fcmb.com

Phone number:                                  +23412798800

• First Bank Of Nigeria: is a Nigerian multinational bank and financial services company headquartered in Lagos. They are located at Samuel Asabia House, 35 Marina, Lagos. They have commercial banking license with international authorization.

Website:                                             firstbanknigeria.com

Phone number:                                  +2347080625000

• FSDH Merchant Bank: It is a Merchant Bank. Their head office is located at UAC House, 5th-8th Floor, 1/5 Odunlami Street, P.M.B 12913, Lagos. They have merchant bank license with national authorization

Website:                                             fsdhgroup.com

Guaranty Trust Bank Plc: is a Nigerian multinational financial institution, that offers Online/Internet Banking, Retail Banking, Corporate Banking, Investment Banking and Asset Management services, with its head office in Victoria Island, Lagos.

It is commercial bank. Their head office is located at 635, Akin Adesola Street, Victoria Island, Lagos. They have commercial banking license with international authorization.

Website:                                             gtbank.com

Phone number:                                  +23414480000

• Heritage Banking Company: is a commercial bank in Nigeria. Their head office is located at 292b, Ajose Adeogun Street, Victoria Island, Lagos. They have commercial banking license with national authorization.

Website:                                             hbng.com

Phone number:                                  +23412369000

• Keystone Bank Limited: is a commercial bank in Nigeria. The bank is one of the commercial banks licensed by the Central Bank of Nigeria, the national banking regulator.

They are formerly Bank PHB. Their head office is located at Keystone House, 1, Keystone Crescent, Victoria Island, Lagos. They have commercial banking license with national authorization.

Website:                                             keystonebankng.com

Phone number:                                  +23470020003000

• Rand Merchant Bank: They are into Merchant banking as their name indicates. Their head office is located at 12th Floor, Church gate Towers, 2 Plot PC 31, Church gate Street, Victoria Island, Lagos. They have merchant banking license with national authorization.

Website:                                             rmb.com.ng

• Polaris Bank Limited: Their head office is located at 3, Akin Adesola Street, Victoria Island, Lagos. They have commercial banking license with international authorization.

Website:                                             polarisbanklimited.com

Phone number:                                  0806 988 0000                                   

• Stanbic Ibtc Bank Nigeria Limited: Their head office is located at IBTC Place, Walter Carrington Crescent, Victoria Island, Lagos. They have commercial banking license with national authorization.

Website:                                             stanbicibtc.com

Phone number:                                  +234 1 280 1266

• Standard Chartered Bank: Their head office is located at 142, Ahmadu Bello Way, Victoria Island, Lagos.  They have commercial banking license with national authorization.

Website:                                             sc.com/ng

Phone number:                                  +234 800 123 5000

• STERLING BANK: They acquired Equatorial Trust Bank at one point. Their head office is located at Sterling Towers, 20 Marina, Lagos. They have commercial banking license with national authorization.

Website:                                             sterling.ng

Phone number:                                  +2347008220000

• UNION BANK OF NIGERIA: The bank is owned by Union Global Partners Limited. Their head office is located at Stallion Plaza, 36 Marina, Lagos. They have commercial banking license with international authorization.

Website:                                             unionbankng.com

Phone number:                                  0800 700 7000

• UNITED BANK FOR AFRICA: Their head office is located at 57 Marina, Lagos. They have commercial banking license with international authorization.

Website:                                             ubagroup.com

Phone number:                                  +234 1 631 9822

• UNITY BANK PLC: Their head office is located at Plot 785, Herbert Macaulay Way, Central Business District, Abuja. They have commercial banking license with national authorization.

Website:                                             unitybankng.com                                                       

Phone number:                                  +234 7080 666 000

• WEMA BANK: Their head office is located at Wema Towers, 54 Marina, Lagos Island, Lagos. They have commercial banking license with national authorization.

Website:                                             wemabank.com          

Phone number:                                  +234-803-900-3700

• ZENITH BANK: Their head office is located at Plot 84, Ajose Adeogun Street, Victoria Island, Lagos. They have commercial banking license with international authorization.

Website:                                             zenithbank.com                                              

Phone number:                                  +234-1-2787000

• PROVIDUS BANK PLC:  Their headquarter is located at Plot 54, Adetokunbo Ademola Street, Victoria Island, Lagos. They have commercial banking license with regional authorization.

Website:                                             providusbank.com                                                      

Phone number:                                  +234 70077684387

• JAIZ BANK LIMITED: Their head office is located at Kano House, Plot 73, Ralph Shodeinde Street, Central Business District, Abuja. They have non-interest banking license with national authorization. It is the first and only non interest bank in Nigeria.

Website:                                             jaizbankplc.com                                                         

Phone number:                                  +234 708 063 5555                            

• FBN HOLDINGS PLC: Their head office is located at Samuel Asabia House, 35 Marina, P.O. Box 5216, Lagos. They have financial holding companies in Nigeria.

Website:                                             fbnholdings.com                                                        

Phone number:                                                +234 1 9052000

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